1st Signature Lending offers FHA, VA, USDA, and conventional loan programs at competitive pricing.

Loan Types: VA, FHA, USDA, and Conventional

Why Choose Us

1st Signature Lending is a full-service construction to permanent mortgage lender located in Indianapolis, IN.  Since 2002, our leadership team combined their unique backgrounds and experience to help customers achieve their homeownership goals. 

Our staff genuinely cares about every circumstance and works with each borrower to find the right loan product to meet their needs.  1st Signature Lending stands on its values and strives to be a lender of high character and integrity.

what we offer

We offer a wide variety of mortgage products, competitive rates, expertise, and amazing mortgage professionals
that strive to help our customers achieve their homeownership goals.

Construction

Build your vision from the ground up using our one time close construction loan.

purchase

Before you even begin house hunting, know what your options are!

refinance

Whether you’re looking to lower your rate, change the term of your loan, or cash out on your equity, you’ve got options!

Call Us Today to Get Your Questions Answered

Let us help you figure out what loan type or loan program works best for your needs!

loan programs

CONVENTIONAL

Available for purchase, construction and refinance loans.

fha

Available for purchase, construction and refinance loans.

usda

No money down. Available for purchase and construction loans.

VA

No money down. Available for purchase and construction loans.

our process

1

Build Relationship

We believe it is important to build a foundation with our customers by developing a clear understanding of who they are and what they wish to achieve when looking to purchase a home.

2

Build Trust

We want to be held accountable for what we say, what we do, and how we help customers through the entire process.  Our actions must inspire trust.

3

Build Experience

Creating an amazing experience for every customer is imperative for our overall success.  We want customers to be so excited about their experience that they tell everyone, becoming a true Raving Fan.

BUYING A NEW HOME:
STEP-BY-STEP PROCESS GUIDE

calculators

Find How Much You Can Afford with Our Calculators

frequently asked questions

There are many mortgage products, and programs for borrowers for most circumstances. Depending on specific qualifications, and the qualifications of the property; 1st Signature Lending has programs that offer to finance up to 100%.

This is a complex question with many variables to consider based on lifestyle and financial goals.  A benefit of home ownership is as the mortgage is paid down; equity will accrue over time.  This could make for a profitable long-term investment in the future.

The short answer is No.  However, the home buying process can be a complicated endeavor and might require the expertise of a realtor to help navigate the many challenges that may arise.  We highly recommend seeking these professional services.

It is important to understand an overall budget and calculate payment scenarios to answer this question adequately.  Try our Calculator to start this process, but work with a loan officer to learn more.

There are several other costs to be aware of when purchasing a home.  Costs may include but are not limited to homeowner’s insurance, lender fees, title fees, and property taxes.  Depending on the loan program and down payment, one may be required to pay mortgage insurance.  Talk to a loan officer about the costs that may be associated with a home purchase.

find a mortgage loan officer

Get in Touch with One of Our Amazing Mortgage Loan Officers